Personal Overdraft

Benefits and Features:

• Withdraw funds from your Current Account in excess of the credit balance up to 2 x your monthly salary
• Provides additional flexibility and access to emergency funds
• There is NO fixed or minimum repayment!
• Interest charged only on the utilised portion of the overdraft
• Repaid amount can be withdrawn again
• Competitive rates (Enjoy even lower rate when you secure your overdraft!)

Eligibility

• Aged between 18 and 54 years old.
• Brunei citizens, permanent residents and expatriates.
• Earning a Total Monthly Income of BND1500 and above credited to HSBC.

*For Brunei Government (BG) Pensioners or retired locals above 55 with valid employment contracts and expatriates working with BG, Semi BG & Quasi BG with valid employment contract/employment pass, the overdraft can be extended until applicant is age 65.

Basic Documents Required

Please bring along the following documents when you apply.

• Brunei Identification card or passport for expatriates
• Employer’s letter confirming employment details and salary 
• Employment contract and employment pass for expatriates
• Latest salary slip
• Bank book or bank statements showing salary credit
• Copy of employment offer letter from the Employer (For BG daily paid & those employed less than 24 months)

Terms and conditions apply.