Personal Instalment Loan

Presenting HSBC's personal loans specially designed to offer you security and instant cash when you need it most!

• Generous loan limit 
  Enjoy loan limit of up to 12 times your monthly gross income. This means that your loan limit increases as your income grows!
  
• Flexible payment options 
  With personal instalment loan, you can set aside a fixed amount every month for the repayment to help you manage your funds better.
  An automatic payment system will be set up, so you will never miss a payment. Simply specify your salary account to be used for the repayment and we will do the rest.
  
• Flexible Repayment Period
  The maximum loan period is 6 years and can be shorter if you would like to repay your loan sooner.
  
• Efficient and speedy approval
  Approval only takes 24 hours and your funds will be made available to you the following day!
  
• Interest
  A fixed interest rate will be charged and your payments will be the same for every month.
  
• Easy access
  Your funds are made available to you via a variety of means:
  
  • Cheques (for current accountholders)                    • HSBC counters
  • Transfers through our phone banking service        • ATMs
  
  As our HSBC customer, you can enjoy the convenience of being able to access cash at over 500,000 ATMs in over 80 countries and territories worldwide. You will never have to worry about cash when you are overseas, should the need arise.
  
• Fees & charges
  Application fee: BND300

Eligibility

• Aged between 18 and 54 years
• Salary credited to an HSBC account by autopay, hexagon, standing instruction from employer's account or from other banks by way of a cashier order
• For Personal Instalment Loan, minimum gross monthly salary of BND750 for locals and BND1,500 for expatriates must be met.

Basic documentation requirements

Visit your nearest HSBC branch and bring along the following documents:

• Brunei Identification card or passport
• Employer’s letter confirming salary
• Employment contract / Work permit for expatriates
• Salary slip (last 3 months)
• Bank book or bank statements (last 6 months)

Terms and Conditions apply.