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Investment Product Mapping Table
Selecting Products with Risk Level relative to Your Attitude towards Investment Risk
At HSBC, we offer a full range of products for your consideration with respect to your investment objective, investment tenor and your attitude towards investment risk. Before proceeding to purchase an investment product, you may want to refer to the Investment Product Mapping Table below which indicates the risk rated products likely to be suitable for you. If you have any doubts about the suitability of the product, please contact your Personal Banker/ Relationship Manager to obtain further information.
Attitude Toward Investment Risks |
Risk Level of Investment Product Suitable for Consideration |
Descriptions of the Product Risk Level |
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Products with NO investment risk |
The product has no investment element and hence no price volatility, and is 100% capital protected upon maturity (for products with scheduled maturity). |
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Low (1) |
The price volatility of the product is low, and the product is normally 100% capital protected upon maturity (for products with scheduled maturity). Customers may adopt a passive strategy on the investment. This product may be suitable for investors who are happy to accept low level of investment risk. |
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Low to Medium (2) |
The price volatility of the product is low to medium. Some market monitoring may be required to control relevant risks of the product. This product may be suitable for investors who are happy to accept low-to-medium level of investment risk. |
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Medium (3) |
The price volatility of the product is medium. Active market monitoring and management may be required to control the relevant risks. This product may be suitable for investors who are happy to accept medium level of investment risk. |
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Medium to High (4) |
The price volatility of the product is medium to high. Customers may need to realise immediate loss of certain portion of capital. Careful selection of product and active market monitoring and management may be required to control the relevant risks. This product may be suitable for investors who are happy to accept medium-to-high level of investment risk. |
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High (5) |
The price volatility of the product is high. Customers may need to realise immediate loss of large portion of capital. Very careful selection of product and very active market monitoring and management may be required to control the relevant risks. This product may be suitable for investors who are happy to accept high level of investment risk. |
Disclaimer
This Investment Product Mapping Table is provided by the HongKong and Shanghai Banking Corporation Limited (HSBC). This table only serves as a reference for your consideration when making your own investment decisions. It is not an offer to sell or a solicitation for an offer to buy any financial products and services and it should not be considered as investment advice.
