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Non-Life Insurance

Personal Accident Insurance

Accidents can happen every day. It is therefore very important that you and your family are covered against the uncertainties in life for 24 hours worldwide.



  • Accidental death and dismemberment - Personal accident insurance plans pay the coverage amount to the insured’s dependants in the event of insured’s death and/or compensates the insured with a percentage of the insured amount for serious disabilities.
  • Reimbursement of medical expenses benefit - This benefit reimburses medical costs/expenses that were incurred during medical treatment.
  • Loss of time/temporary disability benefit - Weekly or daily cash benefit will be payable when the injury prevents the insured from going to work for a period of time.
  • Hospital income benefit - The insured will receive a sum total for each day of hospitalisaton for treatment of an injury or illness.
  • Emergency evacuation benefit - In the event of the insured’s life being threatened by accident or illness while being/staying in remote locations, the insured can be moved/transferred/evacuated to the nearest hospital.

Fire and Home Contents Insurance

You deserve to feel secure about your valuables and everything else that makes your house a home. This plan is designed to provide protection to homeowners in the event of fire, and protects possessions against fire and lightning, theft and even damage by explosions.