
To come home to a house that provides a good sense of comfort and privacy is what every individual and family dream of. Let us help you make that dream come true with our Home Loan. We offer different options so you are sure to find the home loan that suits your priorities and budget. Go ahead and be a proud houseowner with HSBC today.
Attractive interest rate
Enjoy promotional interest rates that are guaranteed to be competitive. Refer to our latest promotional leaflet for more details
Flexible repayment period
Enjoy a repayment period of up to 25 years.+
Generous loan limit
Take advantage of a loan limit of up to 80% of the current market value or the purchase price, whichever is lower. This ranges from a minimum limit of BND50,000 up to a maximum limit of BND500,000.
Fast approval
We will approve your home loan within seven working days from the date of submission, provided that all the necessary documents are submitted.
Fortnightly reducing repayment scheme
With this scheme, repayment occurs every 14 days. The principal payment is fixed throughout the loan tenure and interest reduces daily. As repayment is more frequent, you will be able to finish paying your loan sooner as well as save on interest payment.
Monthly reducing repayment scheme
With this scheme, the monthly principal payment is fixed throughout the repayment period but the monthly interest reduces every month as interest is calculated daily based on the principal outstanding balance.
Straight line repayment scheme
The monthly repayment (principal + interest) for this scheme is fixed throughout the loan tenure while the principal and interest payments vary each month as the principal outstanding balance reduces.
Eligibility
To qualify for our home loan, you must:
Basic Documentation Requirements
Please bring along the following when you come to see us:
Fees & charges
Call us at 1-800-0252 in Brunei or (673)2 252 252 from overseas