Home Loans

• Dedicated Home Loan Centres, with experienced Home Loan specialists who are able to assist you with your application each step of the way.
• Attractive interest rate
• Generous loan amount entitlement of up to BND500,000*
• Fast Approval Process - Conditional approval within 24 hours with full documentation
• Arrangement of property valuation, legal documentation, referral or MRTA and Fire Insurance to ease the application process.

*Loan entitlement is dependent on the value of property to be financed and individual credit assesment

To qualify for our home loan, you must:

• Be a Citizen of Brunei Darussalam
• Minimum 21 years of age*
• Earn a total gross monthly income of over BND1,500

*Loans must be terminated prior to 65 years of age for Brunei Government, Quasi-Government and Brunei Shell employees who receive monthly pension. For others, loans must be terminated prior to 55 years of age.

Documents required for a 24-hour Conditional Approval

• Brunei Identification card or passport
• Latest Salary slip (last 3 months for non-HSBC customers)
• 6 months Bank Statements (for non-HSBC customers only)
• Details of Property - Copy of Land Title Deed and/or Copy of House Plan and Indicative Valuation of Property

For self-employed applicants, please bring along these additional documents:

• Copy of Brunei Registration
• Certificate of Incorporation
• Company Bank Statement (last 6 months)