Every time you use HSBC's credit card, you come closer to redeeming the gift of your choice. Holidays, fine cuisine, household essentials, fashion - the choices are varied and of the highest quality. It is easy to redeem them too. For every BND1 you charge to your credit card, you collect 1 Reward point. So charge your everyday expenses to your card, and in no time, you will have the pleasure of picking out exclusive gifts for yourself and your loved ones.