CYCLING CLINIC 101 WITH HSBC WRC
Friday, 27th April 2012
HSBC is organising a Cycling Clinic for its Walk Run Cycle participants in preparation for the most anticipated event on the 19th of May. The clinic is generally aimed at giving the participants a stronger foundation in cycling as well as fitness tips to ensure that the participants are ready for the actual day.
The first and up-coming session of the Cycling Clinic is scheduled on the 29th of April 2012, Sunday, at the car park situated under the wide staircase of the Hassanal Bolkiah National Stadium. The session which is run by a dedicated cycling group, G530, will be touching on safety tips, bike setting-up training, bike choosing tips, and more.
Alternatively, participants who are doing all other categories for the Walk Run Cycle event can take part in the Fitness Clinic supported by the Fitness Zone team and coach, held at the multi-purpose hall in Fitness Zone, Kiulap branch at 8.00 pm on Saturday, 28 April 2012 and 05 May 2012.
On the day of the training, participants will be able to learn some fitness tips from Fitness Zone coach, Michael Mogard, who graduated with a Health Promotion and Sports Studies Degree from the University of Iowa and is currently a CrossFit trainer. His many achievements include being a National Academy of Sport Medicine Certified Trainer, Collegiate Strength and Conditioning All American, and has also been ranked 3rd in Asia's Fittest Man at a CrossFit Open Competition.

Michael Mogard, Fitness Zone Coach, instructing during the Fitness Clinic.

Michard Mogard and Goh Kiat Chun, Managing Director, Fitness Zone (Wu Chun).
Fitness Clinic scopes out for the most important concerns of the WRC participants, such as the pre-training for the race, warm up advice, injury prevention tips, performance tips, and nutrition advice. HSBC hopes that participants will make use of this free facility in order to be amply prepared for the event.
The HSBC Walk Run Cycle 2012 will take place at Taman Hj Sir Muda Omar Ali Saifuddien (SOAS) on Saturday, 19th May 2012 at night - 8.30pm. This charity event pays tribute to organisations that provide training and education to special needs children of Brunei Darussalam. Support is needed for this cause, and all HSBC branches are catering for this on-going donation. Visit an HSBC branch today to support the cause.
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HSBC CREATES FINANCIAL AWARENESS FOR ITS CUSTOMERS
Friday, 27th April 2012

Lyndsay Rajah, Head of Retail Banking and Wealth Management, HSBC Brunei taking a tour of the roadshow led by Rohani Md Salleh, HSBC BSB Branch Manager.
HSBC's Bandar branch recently conducted an in-house roadshow as an initiative to consociate with the supportive clientele behind HSBC's banking products and the upcoming HSBC Walk Run Cycle event.

Lyndsay Rajah, Head of Retail Banking and Wealth Management, HSBC Brunei and BSB staff all smiles after the soft launching.

Hajah Noor Dina, Wealth Manager, HSBC BSB Branch giving a talk on Financial Planning to customers.
Different activities were planned throughout the day of the roadshow, with a Financial Planning Talk given by Hajah Noor Dina Mohammed, Wealth Manager of HSBC Wealth Management, as a starter. This talk is part of an ongoing support to the Brunei government in its direction to encourage the culture of savings. And with the largest number of accredited financial professionals in Brunei, the public is also welcome to speak to them to discuss their future and protecting their loved ones.
Furthermore, the roadshow took the opportunity to promote the HSBC Walk Run Cycle event through a March Pass Parade around the banking hall involving young children and their parents, followed by some light exercise and a story telling activity by the HSBC team.

A group of children who will participate in the HSBC WRC with their bibs.

Children at the Kids Corner during a Story Telling session narrated by HSBC staff.
As an internal support to the participation of the HSBC Walk Run Cycle event on the 19th of May 2012, 65 individuals were added to the participants list during the roadshow; a count to mark HSBC's 65th Anniversary.

Dk Hamidah Pg Othman (middle, standing) and BSB staff cheering.
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HSBC WRC REACHES ITS 6,000 MARK
Thursday, 26th April 2012
HSBC announces its latest number of participants in the upcoming HSBC Walk Run Cycle which is close to 6,000! In view of the safety and security of all participants, HSBC has decided to move the closing date, which was initially on the 05th of May, to 28 April 2012.
"We continue to be amazed with the generosity of the Bruneian community to commit to such a worthwhile cause," commented Lim Boon Teck, Manager Corporate Sustainabilty.
Individuals who are still interested in supporting the HSBC Walk Run Cycle charity event can submit their registration form to any HSBC branch around the country as soon as possible before the new closing date.
HSBC Walk Run Cycle will be held at Taman Hj Sir Muda Omar Ali Saifuddien (SOAS) on Saturday, 19th May 2012 at night - 8.00pm.
Participants can choose to cycle on the 40 kilometre route or walk, run or cycle on the 11.5km, 6km or 2km route. With a registration fee of only $10 across all categories, one hundred percent of all registration fees and donations received will be channelled back to local charities.
Individuals who come dressed up in costumes will stand a chance to win the latest iPad, while families who dress up in costumes will stand a chance of winning an exclusive hamper.
Those who are not participating in the HSBC Walk Run Cycle event will still get to enjoy the night carnival with stall games, bouncers and many more exciting activities.
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HSBC WRC RECEIVES OVERWHELMING RESPONSE
Tuesday, 24th April 2012

HSBC WRC Bib running out quickly
Ever since its launch on the 01st of April, 2012 at the Airport Mall, the HSBC Walk Run Cycle charity event has been the centre of attention amongst the local public. Only in its third week of the launch, there has been an overwhelming response with over 3,500 participants signing up for the event.
Lim Boon Teck, Manager Corporate Sustainability said, "We are extremely humbled and excited that the public has come up in arms to support this charity event. We have noticed an increasing number of families registering together to take part in this event. HSBC Brunei is working to make this a truly unique family experience and we look forward to welcoming everyone that night."
With only less than a month to go for the HSBC Walk Run Cycle, the team behind the major event is urging the public to register early before it reaches its maximum capacity. For those who are interested in joining this worthy event and have yet to register, now is the best time to fill in the form which is available for download at HSBC Brunei's website, or at any of the HSBC branches around the nation.
HSBC Walk Run Cycle will be held at Taman Hj Sir Muda Omar Ali Saifuddien (SOAS) on Saturday, 19th May 2012 at night - 8.00pm.
Participants can choose to cycle on the 40 kilometre route or walk, run or cycle on the 11.5km, 6km or 2km route. With a registration fee of only $10 across all categories, one hundred percent of all registration fees and donations received will be channelled back to local charities.

HSBC Staff giving WRC bib to customer.
Furthermore, individuals who come dressed up in costumes will stand a chance to win the latest iPad, while families who dress up in costumes will stand a chance of winning an exclusive hamper for the whole family.
There will also be a host of fun and games planned for the evening, from lucky draw with over 60 prizes up for grabs to carnival games, bouncers and many, many more. The HSBC Walk Run Cycle promises to be a fun night out for the whole family.
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HSBC AND TAP JOINTLY ORGANISED A FINANCIAL PLANNING AWARENESS SESSION
Monday, 23rd April 2012
In its continuous effort to educate members of the public on the importance of financial planning, HSBC conducted a financial planning awareness session in collaboration with Tabung Amanah Pekerja (TAP).
In her opening remarks, Lyndsay Rajah, Head of Retail Banking and Wealth Management, HSBC Brunei stressed the importance of savings and planning for the future to some 30 HSBC customers from private sectors as well as from Government sectors.
Ms Rozielawati Haji Jamil, a guest speaker from Tabung Amanah Pekerja (TAP) spoke about the importance of saving for the future and the schemes that are available at TAP, which include the Staff Retirement Scheme and the Supplemental Contributory Pension Scheme. A Relationship Manager from HSBC Wealth Management also shared some insights into successful savings for the future through an interactive presentation covering topics such as introduction to Financial Planning, discovering the needs to save, overcoming challenges of saving and, planning for a brighter future.

Roszeilawati from Tabung Amanah Pekerja (TAP) delivering her talk.

A light moment shared during the Financial Planning talk.

The audience taking notes during the talk.
HSBC Brunei has the largest number of accredited financial professionals who can help identify customers' goals. With a comprehensive range of financial solutions, HSBC can help to meet individual needs and goals throughout their life, whether to grow funds for a comfortable retirement, building their dream home or to save for their children's education and loved ones' future.
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HSBC TREATS WINNERS TO A SHOPPING SPREE
Thursday, 19th April 2012

Lyndsay Rajah with the happy winners.

Shopper in action accompanied by a HSBC staff.

Winners were given 5 mins to shop.

One of the winners with her $500 worth of groceries.
HSBC recently announced the winners of its recent HSBC Advance and Salary Assignment campaign. With a comprehensive range of debt management and wealth growing products and services, both HSBC Advance customers as well as customers who assign their salary to HSBC are able to benefit from this proposition.
The first set of winners were Awg. Irwan Judin, Awg. Md. Rasimoon Fakhrul Ariffin Yussof, Christopher Aquino Diaz, Farah Muhamad Saiful, Hj. Ahmad Adinin, Awg. Mohd. Sufrizan Sani, Indahkesumahwati Shamsuddin, Jeffrey Remo Monila Villanue, and Lim Peck Har.
The monthly winners of a BND$500 shopping spree are assigned to a designated local supermarket each month. This month's winners spent their morning on an exciting shopping spree at the Supa Save supermarket, Beribi.
In order to elevate the joy, customers who sign up for HSBC Advance can double their chances of winning by assigning their salaries to HSBC. Besides 30 monthly prizes of BND500 shopping spree each, customers who assign their salary to HSBC and/or sign up for HSBC Advance also stand a chance of winning BND$1,000 shopping spree as Consolation Prizes to four winners. And among the four winners, one winner will ultimately win a three-day, two-night round trip getaway to Singapore for two, including BND$3,000 spending allowance, courtesy of HSBC.
HSBC Advance is a unique banking product that gives customers an all-round convenience. With the largest team of accredited financial professionals in Brunei, customers will expect to receive hand-in-hand support from the readily available team on regular financial review, market information update and tailored investment product solutions needed to reach their financial goals.
HSBC Advance also provides protection on customers' finances as well as making their banking experience a lot easier and faster by providing multi-channel accessibility under a single integrated account. In addition, preferential pricing for day-to-day banking and access to a range of international services with HSBC Advance is available as and when needed by customers.
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HSBCnet MOBILE AUTHORISES USD500 MILLION IN ASIA PACIFIC
Wednesday, 18th April 2012
Over 4,600 transactions contribute to global payments of over USD1.2 billion in just 19 weeks
HSBC recently announced that its HSBCnet Mobile service, available in 19 markets in the Asia Pacific region, has been used to authorise USD500 million worth of payments in Asia, in just 19 weeks. In HSBC Brunei, over USD17 million worth of payments have been authorised.

Nabel Huwazan speaks about services available in HSBC Brunei.
HSBCnet Mobile is designed by HSBC's Payments and Cash Management business to make it easy for corporate treasurers and senior managers to check account balances and statements, authorise payment instructions and receive payment alerts using smart phones. Since its launch in November 2011, over USD500 million in payments have been authorised in Asia Pacific and over USD1.2 billion globally, averaging USD67 million per week.
Diane S Reyes, Global Head of Payments and Cash Management at HSBC commented, "This is another example of how we're making it easier for treasurers and finance directors to run their businesses. No other bank has HSBC's mobile reach in the Asia Pacific region, so HSBCnet Mobile makes a real difference to how our customers do their jobs both in Asia and globally."
Using HSBCnet Mobile, clients can view account balances and statements, authorise Priority Payments, Inter-Account Transfers and ACH Credits/Debits, receive notification of payments requiring authorisation and, authorise cross-border payments with 'Get Rate' - HSBC's service which allows customers to view and instantly book foreign exchange rates when making foreign currency payments.
HSBC's Global Head of e-Commerce for Payments and Cash Management, Marcus Treacher added, "We believe we are the first bank to offer a corporate mobile solution in so many major markets - a simple, secure and action-orientated service to meet today's changing business needs. The service is available on iPhone, Android and BlackBerry smart phones, and in 2012 we plan to expand the already robust suite of supported payment types."
HSBCnet Mobile service is a complimentary value-added service. HSBCnet users can conveniently access HSBCnet Mobile using their devices web browser at www.hsbcnet.com/mobile.
The service is highly regarded by HSBC's clients: "Our team now has immediate access to account balance information, in all currencies, directly from their mobile devices, wherever they are based and in whatever time zone. This is highly beneficial as we can take greater control over our cash-flow. In addition, the service is quick, simple and most of all, secure, to access transaction information and approve payments 'on the move', so this really changes the way we work," said Ainna Kathijah Wong, Vice President, Finance and Treasury, Pos Malaysia Berhad.
Effective from 1st July 2011, as part of its continuous efforts to provide excellent and quality service to employers, HSBC Brunei has also introduced a unique, market-shaping online bulk payment service to the Brunei market, namely e-Contribution Solution.
"This e-Contribution Solution allows employers registered with Tabung Amanah Pekerja (TAP) and Supplemental Contributory Pension (SCP) as well as HSBC customers to pay TAP and SCP contributions through HSBCnet; which is also aligned to the e-Government initiatives," commented Nabel Huwazan, Chief Technology and Services Officer, HSBC Brunei. He further added, "In HSBC, we always have our customer's best interest in mind to provide the most ideal cash management for them in Brunei."
About HSBCnet Mobile in Asia Pacific
- Used in 19 countries and territories: Australia, Bangladesh, Brunei, China, Hong Kong, India, Indonesia, Japan, Macau, Malaysia, Maldives, Mauritius, New Zealand, Philippines, Pakistan, Singapore, Sri Lanka, Thailand, Vietnam
Over 2,100 users
- Top three countries according to value of authorisations in the ASP region: USD203 million already authorised in Malaysia, USD143 million in Hong Kong and USD63 million in Australia
- Top three countries according to volume of authorisations in the ASP region: 1,374 in Malaysia, 1,116 in Hong Kong and 528 in India
- Average of USD26 million authorised per week in the Asia Pacific region
About HSBCnet Mobile: Globally
- Used in 88 countries/institutions
- Available in 15 languages
- Available to 400,000 users representing 65,000 clients
- Both SMS based alerting and alerts integrated into the mobile client
- Launched in major markets including Hong Kong, SABB and Malaysia
- UK authorises payments with the highest values - USD344 million authorised in total since launch
- The US has the highest average of USD529 thousand per authorisation
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HSBC GLOBAL MARKETS CONDUCTS FOREX WORKSHOPS FOR CUSTOMERS
Monday, 16th April 2012
Global Markets of HSBC Brunei recently conducted two sessions of Foreign Exchange workshops for their Corporate Banking and Premier customers at the Orchid Garden Hotel in Bandar Seri Begawan and Plaza Sutera Biru in Kuala Belait.

Kuala Belait workshop participants and HSBC representatives devising FX strategies in teams.

Bandar Seri Begawan workshop participants and HSBC representatives devising FX strategies as a team.

Ms Diana Han, Analyst Treasury Sales, Global Markets presenting 2012 currency outlook.
An important component of the workshop was to provide insights into the latest developments in the foreign exchange market for the participants. On the general market environment, Ms Diana Han, Analyst Treasury Sales, Global Markets, highlighted that the start of the new year 2012 does not necessarily bring new themes and trends for the FX market just yet, but there continues to be some evolution and progression in existing drivers for the currencies.
"Developments and sovereign debt concerns in Europe are firmly on the market's radar alongside the latest meetings of the world's policymakers as well as various economic reports. More broadly, for the FX markets, the main driver appears to be swings in risk appetite, while economic releases and period-end flows have the potential to continue to impact currencies in a manner that might otherwise appear inconsistent with the news flow," commented Ms Han.
The workshop went on to cover brief snapshots of foreign exchange market outlooks, including the exchange and interest rates trends and forecasts of six of the world's major currencies for 2012.
After the presentation, the floor was opened up for a question-and-answer session followed by a fun quiz where customers were given the opportunity to test their knowledge on forex terminology.
Rosdi Amin Yaakub, Deputy Chief Executive Officer and Head of Corporate Banking, Salyahrinah Yahya, Treasurer, HSBC Global Markets, as well as representatives from Global Markets, Corporate Banking and Premier Centres were present at the event.
Salyahrinah Yahya, Treasurer, HSBC Global Markets emphasized "Having this workshop is very important to us because it is a platform that enables us to enhance our customers understanding of the dynamics behind the fluctuations and trends of currency movements. HSBC with its international connectivity has a wealth of knowledge, experience and first hand information on global markets, which empowers us to extensively share with our valued customers and assist them with their future decision making".

All smiles from BSB workshop participants and HSBC representatives.
During the second part of the workshop, the Global Markets team conducted a foreign exchange simulation game named "Beat the Market!", with the objective of assisting participants to develop skills and deepen understanding of trading in foreign exchange. The major goal of this game is to illustrate the various factors that will influence foreign exchange rates in the market. By responding to different market headlines and news releases, the enthusiastic participants, in their respective teams, were charged with the goal of beating their competition to become the most profitable team through devising strategies and executing their buy and sell orders of foreign currencies accordingly. At the conclusion of the game, prizes were given out to the winning team of the day.

All smiles from BSB workshop participants and HSBC representatives.
Global Markets, HSBC Brunei is responsible for the bank's treasury operations which includes dealings in foreign exchange and interest rates. The team provides foreign exchange solutions to businesses for payments and risk management, offering a range of products including FX spots and forwards. They also source for optimal borrowing and lending rates for clients, and make use of an array of financial instruments to manage the bank's cash flow and balance sheet.
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WIN AN IPOD NANO WITH HSBC WRC
Monday, 16th April 2012

HSBC staff with the HSBC WRC Bib.
With increasing interest in the upcoming HSBC Walk Run Cycle 2012, HSBC Brunei, in collaboration with Brunei Tweet announces a social media competition for the public to stand a chance of winning an iPod Nano!
By simply registering for the Walk Run Cycle and uploading a photograph of your unique bib number on Twitter and tagging @BruneiTweet or by uploading it to the Projek Brunei Fanpage on Facebook, you will stand a chance to win an iPod Nano, HSBC will be giving away one iPod Nano every week. In addition, by registering early, participants will have an increased chance of winning. There will also be other exciting prizes up for grabs if you stay tuned to Brunei Tweet.
The HSBC Walk Run Cycle 2012 will take place at Taman Hj Sir Muda Omar Ali Saifuddien (SOAS) on Saturday, 19th May 2012 at night - 8.30pm. This charity event pays tribute to organisations that provide training and education to special needs children of Brunei Darussalam, benefitting Pusat Ehsan Al Hajah Al Maryam, SMARTER Brunei, KACA and Learning Ladder.
Participants will be able to choose to cycle on the 40 kilometre route or walk, run or cycle on the 11.5km, 6km or 2km route. With a registration fee of only $10 across all categories, one hundred percent of all registration fees and donations received will be channelled back to local charities.
Registrations are now open till 05 May 2012 at all HSBC branches, HSBC Finance, Beribi and Triple Star Enterprise, Kiulap. For more information on the HSBC Walk Run Cycle, please visit www.hsbc.com.bn/walkruncycle
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HSBC PREDICTS GLOBAL TRADE WILL ACCELERATE FROM 2014
Friday, 13th April 2012
***China to become world's largest trading nation by 2016***
***Vietnam, Bangladesh and Peru are Asia's top emerging trade partners***
Global trade will accelerate from 2014, according to the HSBC Global Connections trade forecast. Supported by an earlier resumption of economic growth within the emerging markets, HSBC has revised its forecast and expects global trade to accelerate from 2014 rather than 2015. Significantly, Asia-Pacific's annual trade growth will consistently outperform the global average with the gap widening further over the next 15 years. The forecast also expects China to overtake the US as the world's largest trading nation by 2016.

Simon Constantinides, HSBC's Regional Head of Global Trade & Receivables Finance, Asia-Pacific (ex Hong Kong and Macau), said: "Our research provides clear optimism for the region's trade prospects in a somewhat challenging environment. Over the next 15 years, trade in Asia and globally is expected to grow 120% and 86%, respectively. The world's largest businesses are continuing to broaden their supply chains across Asia-Pacific, increasingly integrating into the manufacturing process and, therefore, trade. This creates opportunities, and a need for businesses of all sizes to define their international strategy and involvement in the region's next wave of positive trade momentum, which we forecast to begin in 2014".
The uplift in demand for Asia-Pacific's exports will dive global trade acceleration in 2014. Over the next five years, trade growth in China (6.61%) and Asia (6.50%) will substantially outpace global trade (3.78%). Longer-term, the region's annualised growth index (with a 2011 base) will increase by 111.92 points over the next 15 years compared to the global index, which is predicted to increase by 92.39 points.
Trading corridors
Growth in Asia's trade activities will be driven by intra-regional and south-south trade routes with Latin America and the Middle East and North Africa, particularly in commodities and motor vehicles. Specifically, China and India, will see their respective shares of global trade increase from 9.82% and 1.73% in 2011, to 12.30% and 2.25% in 2026.
China's trade will grow at a significantly faster rate than the world average, becoming the world's largest trading nation by 2016. According to the HSBC Global Connections trade forecast, China's combined trade activity is forecast to expand at an annualised rate of 6.61% over the next five years to 2016, increasing to 7.41% between 2017 and 2021. As China expands its global reach, especially into South America and Africa, its substantial energy demand and higher manufacturing output will drive strong imports and exports within these sectors over the next five years with annualised growth rates of 6.59% and 6.62%, respectively.

The region's top emerging trade partners in the next five years have been identified as Vietnam and Bangladesh in the trade of ready-made garments/textiles and rice, and Peru, Norway and Brazil in the trade of iron ore, soya and oil.
Asia-Pacific intra-regional activity will further develop as a key driver of global trade within the next five years. Amongst Asia-Pacific's top 10 export and import partners, eight are from within the region - China, Hong Kong, Indonesia, Japan, Korea, Malaysia, Singapore and Thailand, providing further evidence of the importance of intra-regional trade. The regions fastest growing exporters and importers over the next five years are expected to be India, Australia, China and Indonesia. India, although not the largest trader within the region, is the fastest growing, particularly in terms of exports. Australia, which largely trades in commodities such as coal and iron ore, especially to China, is also forecast to grow its exports at a significant rate in the next five years.

Sector trends
The global growth expected within the infrastructure sector will be particularly important for Asia Pacific with its fastest emerging sectors largely in commodities (iron ore and coal) and intermediate products from Tier 2 supply chain participants, (filtering equipment and centrifuges, pumps and shafts, cranks and gears). This suggests that the region is largely producing for final assembly elsewhere and a very positive barometer to support the earlier than initial projected uptick in trade growth.
It should also be noted that a growing focus on machinery and control equipment demonstrates an ongoing shift in Asia Pacific towards higher value production. Albeit off a small base, the printing and ancillary machinery sector, which includes machines for printing and the parts for these machines, is set to become the fastest emerging sector in Asia Pacific as global supply chains locate production facilities in the region. The region will continue to be a dominant supplier of ready-made garments but activity will be heavily influenced by economic conditions on the West.
HSBC Brunei, with the collaboration of Asia Inc Forum, will be organising an exclusive seminar entitled "Unlocking China's Potential" with specialised trade speakers from the People's Republic of China Embassy in Brunei Darussalam, Ministry of Foreign Affairs and Trade and HSBC China.
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HSBC WALK, RUN, CYCLE ON 19 MAY 2012
Monday, 9th April 2012

The most anticipated sporting charity event is back again! The HSBC Walk Run Cycle 2012, which was recently launched at the HSBC Fair last weekend at the Airport Mall, pays tribute particularly to organisations that provide training and education to special needs children of Brunei Darussalam, benefitting Pusat Ehsan Al Hajah Al Maryam, SMARTER Brunei, KACA and Learning Ladder.
For a different twist, HSBC Walk Run Cycle will be held at Taman Hj Sir Muda Omar Ali Saifuddien (SOAS) on Saturday, 19th May 2012 at night - 8.00pm.

Families dressed in costume will stand a chance of winning prizes during the HSBC WRC 2012.
Participants will be able to choose to cycle on the 40 kilometre route or walk, run or cycle on the 11.5km, 6km or 2km route. With a registration fee of only $10 across all categories, one hundred percent of all registration fees and donations received will be channelled back to the four organisations and local environment initiatives.
To add on to the excitement, individuals who come dressed up in costumes will stand a chance to win the latest iPad while for families who dress up in costumes will stand a chance of winning an exclusive hamper for the whole family.
There will also be a host of fun and games planned for the evening, from lucky draw with over 60 prizes up for grabs to carnival games, bouncers and many, many more. The HSBC Walk Run Cycle promises to be a fun night out for the whole family.
"Ever since the launch, we have been receiving a lot of positive responses from the public especially on the registration fee and the different routes that caters for vast majority. The main attraction would be that the event will be held at night, which we believe would be the first of its kind in Brunei and everyone is very excited about it. As safety is our upmost concern, all precautions will be in place to ensure that everyone will have a safe and fun evening for the whole family," commented Mr. Lim Boon Teck, Manager Corporate Sustainability, HSBC Brunei. He then added, "I am greatly touched to have received calls from various educational institutions offering their assistance especially in volunteering. We strongly encourage educational institutions to play an active role in participating in this event to encourage the younger generations the value of community spirit and charity."
This event is proudly sponsored by Triple Star, Scott, Fitnesszone, Red Bull, Laneige, Cityneon, Kingston, Revive, Pastamania, Relentless, BruneiTweet and Ranoadidas with Exclusive Print Media Partners, Borneo Bulletin and Media Permata and KRISTAL FM as the official Radio Station.
Registrations are now open till 05 May 2012 at all HSBC branches, HSBC Finance, Beribi and Triple Star Enterprise, Kiulap. For more information on the HSBC Walk Run Cycle, please visit www.hsbc.com.bn/walkruncycle
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PRIMELAND AND HSBC COLLABORATES IN PROMOTING LATEST HOUSING DEVELOPMENTS
Friday, 6th April 2012


Primeland Estate Agency will be organising an open office to launch their new housing developments - (1) Two-Storey Detached House and (2) Three-Storey Detached House. These properties are located in Kg. Jerudong. The event itself is scheduled to take place on 6th and 7th April 2012.
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HSBC Brunei will provide professional advice from their home loan specialist team to cater the needs of each customer and assist them with tailored home financing solutions. At the same time, HSBC will highlight their latest home loan promotion, "My Home, My Choice" where customers can enjoy a host of rewards including exclusive discount vouchers from Fabrica, Thomson and Signature Kitchen, a start-up subsidy of up to 6.5% of their loan amount subject to a maximum of BND15,000, an exclusive low interest rate of 5% p.a and receive cash rewards of up to BND700. This promotion runs from 30th March until 30th June 2012.
Primeland's property consultants will be in attendance to help home buyers with selecting their perfect home that compliments their budget. The featured property in Kg. Jerudong is the main highlight of the event. The Two-Storey Detached House is available in 14 units with price ranging from BND340,000 to BND410,000, depending on its land area. These units will each have a floor area of approximately 3,184 sqft, having 4 bedrooms and 5 bathrooms.
With the perfect location situated just 5 minutes away from the highway, it can be of benefit for residents who commute. Nearby commercial areas include Hua Ho Sengkurong, Hua Ho Tanjung Bunut, restaurants such as Neptune's Seafood, Restaurant Kaka, KTM, Amanah Harith, Jerudong Park Polo Club and many more. The Jerudong Park Medical Centre is just minutes away. For golfers, The Empire Hotel & Country Club is a short drive on the highway. Other conveniences include the Jerudong mosque and schools such as Sekolah Rendah Jerudong and Jerudong International School. Also, access to Bandar Seri Begawan is about 20 minutes on the highway.
During the open office; Rentokil Initial will also be offering a promotion of 20% discount ontermites baiting and a 15 % discount for a one-off general cleaning upon successful purchase of these properties. Additionally, Signature Kitchen will be giving away free gifts such as kitchen appliances to those who decide to purchase their kitchen furnishing for their new homes.
With the facilities included, this property would also be suitable for potential investors where they can gain a return on investment as high as 7% p.a. Located in the vicinity of one of the most preferred places to live in, this property would have a high demand for rental in the future.
Owning a home is a keystone of wealth, as both financial stability and emotional security, so potential home buyers are encourage to head over to the Open Office Event this 6th and 7Th April 2012, starting from 9 amto 5 pm, located at Primeland office at Unit 6-B, 1st Floor, Block A, JalanGadong, Kampong Mata - Mata, Bandar Seri Begawan.
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HSBC UNVEILS FABRICA AT ITS FAIR
Thursday, 5th April 2012


Designer Wallpaper by Rasch® from Fabrica.
The HSBC Fair at the Airport Mall till 01st April 2012 also features Fabrica Interior Furnishing Co., which is now in its 25th year of service in Brunei Darussalam.
With a simple philosophy of "Customer Satisfaction", the team from Fabrica is able to maintain its goodwill, reputation, services and quality with its customers at its highest level. To date, Fabrica has four showrooms; Fabrica in Telanai and Kuala Belait, Mood Living by Fabrica in Kiarong and Prestige by Fabrica in Gadong.
Steven Pang, General Manager of Fabrica, mentioned that they have a large range of curtain designs and wallpapers (including texture type) for customers to choose from. New collections are brought in almost every month, increasing the choices for customers and to fit any kind of budget.
"Our products are imported from Korea, China, Indonesia as well as European countries such as Belgium, Germany, the Netherlands and United States with products ranging from curtains, carpets, timber flooring, decorative stickers and feature wallpapers. We have also extended our service to include a Home Automation System to enhance one's lifestyle" commented Mr Pang.
Packaged in a specially-tailored deal, customers purchasing their dream home through HSBC's home loan deal will be able to purchase the Home Automation System for only B$1,799.00, including installation. This special remote allows one to control the lights, air-conditioner and motorised curtains using iPhone, iPad or any smartphone with internet. Air-conditioners and lights can be remotely switched on before reaching home. This system does not require any wiring hence it is hassle free. Also, as part of the HSBC's home loan package, an IP Security Camera worth B$368.00 will be included free of charge when purchasing the Home Automation System. With an infrared night vision, remote pan/tilt rotate (H:120 & V:90) and wireless network, the image can be viewed on the iPhone.
Visitors to the three-day HSBC fair will be able to see samples of wallpapers, curtains and flooring by Fabrica. Special deals and discounts will be on offer whether as part of the home loan package or individual purchases.
Come to the HSBC fair at the Airport Mall between 30 March to 01 April 2012.
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HSBC FAIR REWARDS WINNERS
Thursday, 5th April 2012
Winners of competitions held during the three-day HSBC Fair received their prizes on Sunday, April 1, the last day of the event.
HSBC Head of Retail Banking and Wealth Management, Lydnsay Rajah (back 2nd L) with winners of the competitions.

The HSBC Fair, themed "Fly high with the best rewards at the HSBC Fair" held six competitions in total.
The Eco Bag Design and essay writing competitions were open to students aged between six to nine years old and 10 to 12 years old respectively. Chung Hwa Middle School students Chloe Shim Ya Wen won a $100 Toys "R" Us voucher and one 1GB ipod Shuffle for her winning entry into the Eco Bag Design competition. Nurinmirza Qhairunnisa Suhardi from St Andrew's School and Goh Li Wei from Chung Hwa Middle School came in second and third place respectively, each winning $50 Toys "R" Us vouchers.



Eco Bag Design.
Alvina Hee Chee Ying from St Andrew's School came in first place for HSBC's essay Writing competition, winning a $100 Toys "R" Us voucher and one 1GB ipod Shuffle.
There was also a pledge wall set up for the event, and member of the public were invited to write their aspirations on it. HSBC voted Satrina Awang as the person with the most inspiring ambition and she won a cash prize of $200.
One competition that was a big hit was "The Price is Right", where visitors had to guess the correct price of groceries that had been put into two trolleys. Faridah Kahar won herself two trolleys full of groceries sponsored by SKH worth a total of $800.17 and a mobile phone.
Organised in collaboration with Icklebooks, the Stolen Moments Snapshot competition encouraged visitors of the fair to show their creativity by using their camera to capture a "stolen moment". The picture should then be printed out and posted on to the allocted wall during the fair. The winner of the competiton was Ummi Syafeeqah, who took home a Lomography 360 degree Spinner camera, courtesy of Icklebooks.
Keen dancers were most excited for the Dance Off Kinect competition organised by HSBC and MobileOne, where they got the chance to show off their dance moves to win a Nintendo Wii. Siti Noraziemah Johari took home the grand prize, whilst second place went Yassamin Ahmad Zainal who won a Samsung Galaxy Ace. Hj Md Haziq Hj Limin and Aimi 'Atiqah Ali Hassan won themselves a Nokia 5800 xPress Music each as they places third and fourth place respectively.
Presenting the prizes was HSBC's Head of Retail Banking and Wealth Management, Lydnsay Rajah.
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HSBC BRUNEI POST HIGHLY RESILIENT 2011 ANNUAL RESULTS
Thursday, 5th April 2012

Following the publication of HSBC's Group robust results for 2011 showing considerable progress in delivering its new strategy, HSBC in Brunei has also posted its annual results reporting a highly resilient pre-tax profit of B$68.9 million.
HSBC's Brunei operations, including HSBC Finance (B) Sdn Bhd results were driven by growth largely from its mortgages book and its finance business, combined with prudent cost discipline and responsible risk management. HSBC leverages on its international connectivity especially on emerging markets such as China, and its extensive network that covers 85 countries and territories, connecting customers to opportunities, enabling both retail and businesses to thrive and ultimately help its retail and corporate customers to realise their ambitions. HSBC Brunei also continues to play an active role in corporate sustainability initiatives such as WalkRunCycle and Box of Hope.

Vincent Ho, Chief Executive Officer, HSBC Brunei
"Our success is ultimately attributed to the continued strong support from both loyal and new customers. In 2011 we also launched new products and services, such as our chip-enabled debit cards. I am proud of our dedicated team that has worked tirelessly in ensuring that we remain customer-focused. We continue our goal in 2012 to be the provider in innovative solutions for our customers banking needs and also partners in growth" commented Vincent Ho, Chief Executive Officer, HSBC Brunei.
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